https:// Create floodway openings in non-habitable areas such as garage doors. These interactive maps were developed with the sole purpose of making our GIS more accessible to the . The goal is to inform property owners and the community of their flood risks. Mitigation is defined as the effort to reduce or eliminate loss of life and property by lessening the impacts of disasters. Martin County is committed to ensuring website accessibility for people with disabilities. Call the National Flood Insurance Programs Help Center at 800-427-4661 for more information. 100-year floodplain, that will be protected by a flood control project under construction. A home may be located in a non-evacuation zone, yet still be located in a high-risk flood zone because of a nearby stream or pond. That means a flood could happen this year and again the next year. must have a building permit prior to the start of construction. For more information about the FIRM, Coastal Construction Control Line, repetitive loss areas, floodways, and coastal barrier resource areas, call the CRS Coordinator at 772-467-3198. q =3 yr94XnwUt?+#X;TnTg$. Learn more. If the area is Zone AR, this field would hold the zone that the area would revert to if the AR zone were removed. The following products will be affected by the changes in coastal public and fire weather forecast zones: Product Name WMO Heading AWIPS ID, ------------------- -------------------- --------------, Hurricane Local Statement WTUS82 KMLB HLSMLB, Tropical Cyclone Watch/Warning WTNT81 KNHC TCVAT1-5, Coastal Hazard Message WHUS42 KMLB CFWMLB, Surf Zone Forecast FZUS52 KMLB SRFMLB, Fire Weather Forecast FNUS52 KMLB FWFMLB, Fire Weather Message WWUS82 KMLB RFWMLB, Fire Danger Statement FNUS62 KMLB RFDMLB, Zone Forecast FPUS52 KMLB ZFPMLB, Point Forecast Matrices OUS52 KMLB PFMMLB, Tabular State Forecast FPUS62 KMLB SFTMLB, Tsunami Message WEXX20 PAAQ TSUAT1, Public Info Statement NOUS42 KMLB PNSMLB, Non-Precipitation Warnings WWUS72 KMLB NPWMLB, Flood Watch WGUS62 KMLB FFAMLB, Special Weather Statement WWUS82 KMLB SPSMLB, Winter Weather Message WWUS42 KMLB WSWMLB, Area Forecast Discussion FXUS62 KMLB AFDMLB, Hydrologic Outlook FGUS72 KMLB ESFMLB. If a property is mapped into a high-risk area (shown as a zone labeled with letters starting with A or V) and the owner has a mortgage through a federally regulated or insured lender, flood insurance will be required when the FIRM becomes effective. Sepandan, pa gen okenn tradiksyon machin oswa dinat ki paf. The study focused on the areas that affect Brevard, Indian River, Martin, and St. Lucie Counties. 100-year floodplain, with sheet flow, with BFEs determined. The new application offers better performance and more data. An official website of the United States government. Martin County ne peut garantir l'exactitude du texte converti et n'assume aucune responsabilit pouvant dcouler de l'utilisation ou de l'utilisation de la traduction fournie par Google. For Sale - 2502 SW Abate St, Port Saint Lucie, FL - $334,490. The release of preliminary flood hazard maps, or Flood Insurance Rate Maps (FIRMs), is an important step in the mapping lifecycle for a community. Tax ID. Get the insights you need about Port St. Lucie, Florida flood zones. Interactive Maps | St. Lucie County, FL Service Finder You are now exiting the St. Lucie County, FL. The X zone (also known as lowrisk flood zone) is an area outside of the Special Flood Hazard Area. TheNational Flood Insurance Program(NFIP), which is administered by the Federal Emergency Management Agency (FEMA), is a federal provider of flood insurance policies. Sin embargo, ninguna traduccin automtica o por computadora es perfecta. If there is severe weather on the planned date, then the backup date will be postponed to anotherdate. Fort Pierce participates in the National Flood Insurance Program (NFIP) and Community Rating System (CRS). The Flood Zone Tool also works on smartphones. PDF Google Martin County Google , Bathtub Beach closed until further notice, Substantial Improvement / Substantial Damage / 50% Rule, Other Government & Constitutional Offices, Above the Flood: Elevating your Floodprone House, FEMA-347 (2000), Answers to Questions About the National Flood Insurance Program, F-084 (2011), Coastal Construction Manual, FEMA P-55 (2011), Elevated Residential Structures, FEMA-54 (1984), Protecting Manufactured Homes from Floods and Other Hazards, FEMA P-85 (2009), Mitigation of Flood and Erosion Damage to Residential Buildings in Coastal Areas, FEMA-257 (1994), Protecting Building Utilities from Flood Damage, FEMA P-348 (2017), Protecting Floodplain Resources, FEMA-268 (1996), Reducing Damage from Localized Flooding, FEMA-511 (2005), Federal Emergency Management Agency (FEMA), Floodsmart - National Flood Insurance Program Official Website, Florida Department of Emergency Management (FDEM), Reduce and avoid flood damage to insurable property, Strengthen and support the insurance aspects of the National Flood Insurance Program, Foster comprehensive floodplain management. Moderate- to low-risk flood areas are designated with the letters B, C, and X on FEMA flood maps. Regional - Southeast You can adjust the red pin marker to the exact location of the building. El condado de Martin no es responsable de la traduccin proporcionada por Google. One in three insurance claims come from moderate- to low-risk flood areas. 100-year floodplain with wave action, with BFEs determined.
Figure 2 below shows the new 2022zone configurations for Volusia and Brevard Counties. By setting negative elevation, Bathymetry study is also possible. How can HighTide help St. Lucie County, Florida ?. GIS now provides staff and citizens 2 ways to create Flood Zone maps. If you own a property in a high-risk zone and have a federally backed mortgage, you are required to purchase flood insurance as a condition of that loan. Impact Weather Update 2023 St Lucie County Fair - From Pig Races to Smiling Faces, Open House: The Church of Jesus Christ of Latter-Day Saints in Indiantown, Treasure Coast Premier Women's Network-PSL, 2023 John & Barbara Ferrera Ocean Science Lecture Series, Treasure Coast Premier Women's Network-Vero Beach, Blue Cypress Bluegrass & country band EVERY FRIDAY. %PDF-1.6
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lock (Suitable for coastal areas and ocean bathymetry only), For complete and larger view, subscribe to. St. Lucie County, Florida flood zones We understand youre worried about sea-level rise and increased flood risk. The most common flood zones in Martin County are: A, AE, AH, AO, VE, X and X (shaded). Para comodidad de los usuarios, este sitio web del condado de Martin utiliza el servicio gratuito de traduccin de idiomas de Google. Privacy Policy. Outside 100-year and 500-year floodplain. WFO Melbourne will be splitting the Public and Fire Weather Forecast Zones for Brevard, Indian River, Saint Lucie and Martin Counties into separate coastal and inland sections. Under extreme conditions, NOAA estimates that by 2040, 0.70% of the buildings in St. Lucie County, Florida could be permanently underwater. The following information is available by using the "i" tool to view more information about a location on the map: 100-year floodplain with wave action, no BFEs determined. Adems, no puede traducir grficos con texto, archivos PDF o aplicaciones especiales en este sitio web. 84 0 obj
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Through the NFIP, the county adopts FEMA Flood Insurance Rate Maps (FIRMs), which determine the cost of flood insurance and set construction standards in various flood zones. Unlimited access to the Flood Zone Tool
Looking for something else? However, because Martin County participates in the National Flood Insurance Program (NFIP), you can purchase a separate flood insurance policy backed by the Federal government. Cependant, aucune traduction automatique ou informatique n'est parfaite. Any development (including placing or removing fill)in the flood plain requires a building permit. Martin County te f tout ef posiblite pou asire tradiksyon an presizyon. Melbourne Enhanced IMU, ABOUT US Select from a suite of sea level rise and storm surge scenarios. If Zone is Zone AR, this field would hold the static base flood elevation for the reverted zone. Have questions about your homes flood risk? Lenders do have the option to make the purchase of flood insurance a condition for their loans at any time, and some lenders may institute such requirements in advance of the maps becoming effective. If an individual should need any reasonable accommodations, please contact the Fenn Center staff at 772-462-1521 to make arrangements not later than three days prior to the open house. Forecast Discussion Studies show that one dollar ($1) spent on mitigation now will save us four dollars ($4) in the future. A Flood Insurance Rate Map (FIRM) is an official map of a community created by FEMA. These zones are depicted on a community's Flood Insurance Rate Map (FIRM), and reflect the severity or type of flooding in the area. Statewide Commercial Insurance. We built it to help St. Lucie County, Florida county planners and property owners collaborate and make well-informed financial decisions that mitigate increasing flood risk. Over time, flood risks change due to construction and development, environmental changes, watershed conditions and other factors. HighTide is a data platform that transforms flood mitigation decision making. Pour la commodit des utilisateurs, ce site Web du comt de Martin utilise le service de traduction gratuit de Google. A It is important to build responsibly and safely. The MapWise GIS Map Viewer is an interactive mapping application that provides access to high resolution aerials, property boundaries,
Martin County pa ka garanti presizyon tks konvti a epi li pa sipoze okenn responsablite ki ka rive l w svi ak oswa konte sou tradiksyon Google bay la. IMPORTANT: The Fire and Public Zone changes require partners and users to take appropriate action to receive the new Zone products using the Universal Generic Code (UGC) zone code format (Z). Unlimited access to the Flood Zone Tool
This will be required prior to receiving a Certificate of Occupancy or Certificate of Completion. Standard homeowners, business owners, and renters insurance policies typically dont cover flood damage, so flood insurance is an important consideration for everyone. SKYWARN Training FORT PIERCE Newly revised draft preliminary digital flood insurance rate maps for coastal areas of St. Lucie County will be available for residents to review on Wednesday, Sept. 13 from 4 7 p.m. at the Havert L. Fenn Center, 2000 Virginia Ave. The St. Lucie County, FL is not responsible for the content of external sites. One in three insurance claims come from moderate- to low-risk flood areas. Environmental & Historic Preservation Guidance, Real Estate, Lending or Insurance Professionals, State, Local, Tribal or Territorial Governments, Preparedness Activities, Research & Webinars, Voluntary & Community-Based Organizations, Environmental Planning & Historic Preservation, National Business Emergency Operations Center, Digital Preliminary Flood Hazard Maps for St. Lucie County Ready for Public Viewing. The current Saint Lucie (FLZ059) zone will become: Coastal Saint Lucie(FLZ159) and Inland Saint Lucie(FLZ259). There are several recognizable approaches to retrofitting: Elevation of the structure above flood protection levels, Construction of barriers (floodwalls, berms), Dry flood proofing (water tight floor and wall systems), Wet flood proofing (permits entry and passage of flood waters). It's free. Flood zones are geographic areas that FEMA has defined according to varying levels of flood risk. Know your hazard. This change will bring WFO Melbourne into alignment with all other Florida WFOs, which have distinct coastal and inland zones for all of their coastal counties.
NOAA Weather Radio Know the difference between a flood watch and a flood warning: Make sure you have an emergency plan and a disaster supply kit ready in the event you and your family need to evacuate. NWS Please Contact Us. The Challenge Like many coastal and low-lying areas, St. Lucie County, Florida is impacted by rising sea levels and increased flooding risks. hTn@c"zo]KFIsC>8`#(*H3sf)H
Ae>pS3Hp(vJ%(qt8,u1 B 100-year floodplain means there is a 1% annual chance of flooding at or above the base elevation. These changes will be implemented onApril 5, 2022 at 4PM Eastern Daylight Time (EDT), 2000 Coordinated Universal Time (UTC). All new or substantially improved structures will require a finished construction Elevation Certificate which must demonstrate compliance.
Graphs Port Saint Lucie, US Flood Map can help to locate places at higher levels to escape from floods or in flood rescue/flood relief operation. Land in the SFHA is identified by zones . In order for mitigation to be successful, we need to take action BEFORE the next disaster so we can reduce the human and financial loss. Flood hazard maps show the extent to which areas are at risk for flooding. , Jay Markas
Flood zones are geographic areas that FEMA has defined according to varying levels of flood risk. Flood zones and evacuation zones have different purposes and measure different conditions that may not occur at the same time. If in a flood zone, the flood zone code and description. Port Saint Lucie, US Flood Map may be useful to some extent for flood risk assessment or in flood management, flood control etc. The study included an analysis of storm surge, wave hazards through modeling, and mapping. Contact your insurance agent or call the National Flood Insurance Program (NFIP) 877-336-2627. .gov A locked padlock Contact Us
Local Storm Reports, FORECASTS Additional information is available in the following NWS Public Information Statement: Below are descriptions and maps showing the current and new zone configurations for our coastal counties. This certificate is required prior to permit issuance. En cas de divergence entre la version anglaise de ce site Web et la version traduite, la version anglaise prvaudra. From there southward, the Turnpike will be the dividing line. Storm surge zone maps are used to determine evacuations. Storm surge evacuation zones are different from flood zones. Everyone lives in a flood zone it's just a question of whether you live in a low, moderate, or high-risk area. The list of new zone codes can be found below for each county. Each flood zone describes the flood risk for a particular area, and those flood zones are used to determine insurance requirements and costs. Figure 3below shows the current 2021zone configurations for Indian River, St. Lucie, and Martin Counties. Washington, ATLANTA- Residents and property owners in St. Lucie County can see draft preliminary flood insurance rate maps for coastal areas at a public open house on March 14, 2018. To find out whichflood zone your home or property is locatedin, you canperform aproperty search viathe county's FEMAFlood Zones Map below. New and Preliminary Florida Flood Maps provide the public an early look at a home or communitys projected risk to flood hazards. and GIS Map Viewer. Rivers/Lakes, RADAR IMAGERY Fire Weather Overview Graphics X.
Evacuation zones are used only in emergencies to move away from a dangerous storm. Below is more information about flood zone maps. The zone codesfor current Coastal Volusia (FLZ141) and Inland Volusia (FLZ041) zones will remain the same, as the only change is the eastward movement of the boundary line between the two zones. Flood Zone Map / Elevation Certificate Search Assistance. Floodproofing is acceptable for non-residential buildings in Special Flood Hazard Areas; however, there are certain requirements to be compliant with regulations that also include a Floodproofing Certificate. quickly find flood zone information by street address anywhere within Florida. Special Flood Hazard Areas (SFHA) are defined as the area that will be inundated by the flood event having a 1-percent chance of being equaled or exceeded in any given year. We also think that it can help in planning irrigation system and water management. More This also applies to attached garages, enclosures, crawlspaces, and any machinery servicing the building. En outre, vous pouvez trouver des diffrences associes aux dialectes ou aux prfrences rgionales. For more information about the FIRM, Coastal Construction Control Line, repetitive loss areas, floodways, and coastal barrier resource areas, call the CRS Coordinator at 772-467-3198. It is required that the lowest finished floor of any new or substantially improved structure located within a Special Flood Hazard Area be a minimum of 1-foot above the Base Flood Elevation (BFE), which is found on the Flood Insurance Rate Map. endstream
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You can download a copy of your Elevation Certificate from Martin County's FEMA Flood Zones Map. You will be redirected to the destination page below in 0 seconds. Questions? Home and business owners, renters, real estate agents, mortgage lenders, surveyors and insurance agents are encouraged to attend. Terms
As a result, were seeing a lot of increased interest in St. Lucie County, Florida flood zones. Otherwise you will not be able to access FloodMap Pro. What is changing: In Indian River County, the new zones will be split along Interstate 95. But if you cancel the plan before your 7 days trial ends, your card will not be charged. High-risk areas have a 1% or greater chance of flooding in any given year. Legal Description. Contact An Insurance Agent for Information, FEMA's National Flood Hazard Layer Viewer, St. Lucie County Emergency Operations Center. Flood zones are indicated in a community's flood map. Al hacer clic en "Acepto", acepta renunciar a cualquier prdida que pueda causarse al condado de Martin al confiar en la traduccin proporcionada por Google. Always remember: "Turn Around Don't Drown". Current FEMA flood zones for St Lucie County Florida, effective 02/18/2020.This layer is maintained by FEMA (Federal Emergency Management Administration). What is changing: In Volusia County, the zone configuration for Coastal Volusia (FLZ141) and Inland Volusia (FLZ041) will remain the same, as the only change is the eastward movement of the boundary line between the two zones. When you renew your flood insurance policy, please check for your "Community Rating Number" stated on your policy. h107UAVoWq}2} iR8>;ygwek 6bU;&T-AWmjhsj
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Le comt de Martin s'est efforc d'assurer l'exactitude de la traduction. The Federal Emergency Management Agency (FEMA) issued an updated Flood Insurance Study and associated digital Flood Insurance Rate Maps that were adopted by Martin County Board of County Commissioners and became effective on March 16, 2015. In addition to houses in Port St. Lucie, there were also 56 condos, 93 townhouses, and 1 multi-family unit for sale in Port St. Lucie last month. These updated maps more accurately reflect the flood risks than the effective maps as new data and new modeling technology were used to develop them. Area Radars, CLIMATE Data Sources: Mazpzen, TNM, SRTM, GMTED, ETOPO1. You may call (772) 226-1237 for over-the-phone . The SFHA is a high-risk area defined as land with a 1 percent chance of flooding in any given year. Because of the City's participation in the CRS program, the residents receive up to 20% discount on their NFIP premiums. The Base Flood Elevation, if provided by FEMA. Call the National Flood Insurance Program Help Center at 800-427-4661 for more information. Total Tax ($, Year, Rate, $) $1,099.7 (2022) Usable Map Scale Range. PreK/Elementary Elementary PreK-8. When updated maps become effective, they help determine flood insurance and building requirements. Weather conditions can vary significantly between the immediate coast, barrier islands, intracoastal waterway, and mainland areas west of US Highway 1, Interstate 95, and the Florida Turnpike. Standard homeowners, business owners, and renters insurance policies typically dont cover flood damage, so flood insurance is an important consideration for everyone. If you suspect that illegal flood plain development is occurring, call the Building Department at 772-467-3198. Our Web Mapping Applications page allow you the opportunity to use Interactive Maps to view and investigate county-wide geographic data. Releasing Preliminary Florida Flood Maps. But this flood map should help in some extent in the following areas: The elevation layered on the map is in meters and is from sea level.
Hazardous Weather Outlook What is changing: In Saint Lucie County, the newzones will be split along a combination of Interstate 95 and the Florida Turnpike. The 5 volumes of theFISreport can be read via the links below. The original should then be submitted to Martin County Public Works, where it will be reviewed, scanned and recorded. Zone Codes: Change for Saint Lucie. Precip Analysis Over time, flood risks change due to construction and development, environmental changes, watershed conditions and other factors. Employment in Hurricane Storm Surge Flood Zones, St. Lucie County, FL N Indian River 0 Ave rage Tota I Area Est a bli shme nts Mo nthl y Qua rte rl y Empl oyme nt Wages Zo ne 1 ND Zone ND ND ND ND ND ND ND ND ND 253 2,949 47,029, 129 7,050 73,038 778,218,819 ND: Data do not mee t BLS o r State age ncy di sclos ure . Global Warmin and Sea Levele Rise are the effects of Climate Change. The FIRM is used to determine building and flood insurance requirements. All NOAA. PropertyShark.com provides a large collection of online real estate maps of St Lucie County, FL so you can rapidly view parcel outlines, address numbers, neighborhood boundaries, zip codes, school districts and, where available, the FEMA Flood Zones and building classification. h, Melbourne Standard PSLPD is Currently Looking for Missing 11-Year-Old, National Weather Service has issued a urgent Fire weather warning, Car chase leads to multiple arrests in Stuart, Loose dog on Memorial Island captured and brought to Humane Society, USACE monitors blue-green algae conditions and adjusts releases at Port Mayaca Lock and Dam, PSLPD: 5 drivers arrested for DUI in 3 days, IRC Sheriff: Career Criminal and Drug Trafficker back at it again, USCG approves Brighlines request to temporarily close the St. Lucie River navigation channel, Vaccine clinic set for Friday, Feb. 11; no appointment needed, Vaccine clinic set for Friday, Jan 28; no appointment needed, Place Your Order for Free At-Home COVID-19 Tests, Port St. Lucie limiting seating for in-person public meetings due to COVID-19 concerns, Indian River County Health Department to Move Curative COVID-19 Testing Site to IRC Fairgrounds, St. Lucie County To Distribute At-Home COVID Testing Kits Jan. 5 at Libraries, United and Delta cancel flights just before Christmas Eve, Vaccine clinic set for Friday, Dec. 3; no appointment needed. Copyright 2023 MapWise Inc. All rights reserved. ht Using the web gives you a much greater opportunity to access the data you need. How to download:SelectFind My Elevation Certificateto launch the flood zones map, then in the map, searchfor your address or parcel ID. US Dept of Commerce Storm Surveys ) or https:// means youve safely connected to the .gov website. When updated maps become effective, they help determine flood insurance and building requirements. This page contains information that may not reflect current policy or programs. Back to Search ; Homes For Sale > FL > Port Saint Lucie . ) or View where flood prone areas of a region are located on a map. All zones can flood for a variety of reasons. MLS# A4560639. St Lucie County, FL Map. FEMA flood zone maps, known as Flood Insurance Rate Maps (FIRMs), show areas of high and moderate to low flood risk. This requirement applies only to structures that are within a Special Flood Hazard Area (SFHA) and are not compliant with current Flood Protection regulations. People sometimes hear the phrase 100-year flood and think a flood happens only once in one hundred years. Hurricane shutters for a home, business or government building. Click on an app to launch! L w klike sou "Mwen dak" ou dak pou renonse nenpt pt ki ka lakz Martin County l w konte sou tradiksyon Google bay la. There have been multiple instances of homeowners in low to moderate risk flood zones (Flood Zone X) who have experienced significant flooding. Pa egzanp, tradiksyon an pa sansib nan kontks epi li pa ka tradui tks la nt ak tout siyifikasyon li. The new boundary will become Interstate 95 from the Volusia-Brevard County line north to the junction of Interstate 95 and Interstate 4. Official websites use .gov Release Date: February 28, 2018 ATLANTA- Residents and property owners in St. Lucie County can see draft preliminary flood insurance rate maps for coastal areas at a public open house on March 14, 2018. I can get accurate flood reports much quicker and easier than using other sites. It can also provide floodplain map and floodline map for streams and rivers. Our Geographic Information Systems (GIS) team has developed interactive mapping applications as a method for people to retrieve useful information by way of the Internet. means youve safely connected to the .gov website. 500-year floodplain (0.2% annual chance of flooding). By law, flood insurance is required for federally backed mortgaged homes residing in flood zones beginning with the letters A or V.These zones are known as the Special Flood Hazard Area (SFHA). All required configurations will be handledby NWS Melbourne and no action is required by weather radio listeners. This requires the county to determine if improvements over the past five-year period are substantial, meaning the cumulative value of the improvements meets or exceeds 50% of the value of the structure being improved. If a structure located in a SFHA is not built to the current design flood elevation, and is "substantially damaged" or "substantially improved," it must be brought into compliance with the Martin County Floodplain Management Ordinance and Florida Building Code, including elevating the building and all electrical and mechanical equipment to a minimum of 1-foot above the base flood elevation. They are based on updated modeling data and show coastal flood hazards more accurately than older maps. The new preliminary coastal maps were developed through a partnership between the communities and the Federal Emergency Management Agency. Learn more about your flood risk and secure the insurance protection you need to protect your home and financial security. A floodplain is an area of land that is prone to flooding and is susceptible to being flooded by flood waters of any source. Lightning Safety Your card will be charged after your 7 days trial ends.
Get your St. Lucie County, Florida flood zones information. Text Products Miami-Dade County Flood Zone Hot Line at 305-372-6466, Monday through Friday, from 8 a.m. to 5 p.m. FEMA Map Assistance Center at 1-877-FEMA MAP or 1-877-336-2627, Monday through Friday, 8 a.m. to 6:30 p.m., for information and assistance on how to obtain flood maps. Flood insurance policies can bepurchased from any state-licensed property and casualty insurance agent. Secure .gov websites use HTTPS Epitou, ou pa ka tradui grafik ak tks, dosye PDF oswa aplikasyon espesyal sou sit entnt sa a. Martin County pa responsab pou tradiksyon Google bay la. A This also applies to attached garages, enclosures, crawlspaces, and any machinery servicing the building. Flood insurance is required in certain instances, such as the purchase of a home with a federally backed mortgage. Its free. Negative elevation means depth below sea level. The phrase 1 percent annual chance flood is more accurate. Additionally, State Road 528 and State Road A1A from Canaveral Groves to Port Canaveral will serve as the new boundary between northern and southern zones. St. Lucie County GIS Maps are cartographic tools to relay spatial and geographic information for land and property in St. Lucie County, Florida.
In CRS communities, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community's efforts that address the three goals of the program: As of 2016, Martin County has improved its rating within the CRSto a Class 6, which provides unincorporated Martin County residents in a Special Flood Hazard Area (SFHA)a 20% premium reduction, and a 10%premium reduction for those in a non-SFHA. However, the greatest flood threats come from the excessive amounts of rainfall that accompany coastal storms, tropical storms and hurricanes.